Advantages to the Employee
- Guaranteed Standard Issue (GSI)
- Limited medical underwriting
- Portable Protection
- The Executive can take the coverage if they leave
- Permanent Protection
- The premiums are guaranteed to never increase
- The benefit levels are guaranteed to never decrease
- More appropriate coverage for high income earners
- Contract provisions are stronger
- Coverage levels are higher
Advantages for the Employer
- Helps build and maintain leadership talent
- Great tool for recruiting, retaining, and rewarding senior leadership
- Removes high risk levels form Core LTD plan (can help stabilize LTD rates)
- Premiums are fixed and are offered at a discount
- Stabilizing the leadership team can enhance the businesses credit worthiness
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Neither Kestra IS nor Kestra AS are affiliated with Executive Benefits Group, Inc., nor any other entity referenced herein. Neither Kestra IS nor its affiliates provide legal or tax advice and are not Certified Public Accounting firms.
Investor Disclosures https://www.kestrafinancial.com/disclosures
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